Savings Level and Investment Behaviour of Cooperative Farmers (Analysis and Prospects) in Jos East Local Government Area, Plateau State

The study was carried out in Jos East Local government area Plateau state on savings level and investment behavior of cooperative farmers (Assessment and Prospects). A total of 99 respondents were purposively selected and cross-sectional data was collected using structured questionnaires, the data was analyzed using simple descriptive statistics and 4 point Likert scale. Findings showed that 35.4% of the respondents were between the ages brackets of 31-40 years, 58.6% were male. Also, 43.4% of the respondents saved between 51,000 – 100,000 Naira annually and 40% of the respondents engaged in saving of food stuff which they sell when prices rises to get better price. The findings shows that the savings levels of cooperative farmers are low; also better investment should be harnessed to improve the income of the farmers. Cooperative societies are meant to provide marketing information, easy access to finance and other support to their members, but from our findings this is yet to be achieved.